Using Cannon Capital Management, Inc. (CCM) as a 401(k) Advisor is not a guarantee to increase the rate of return for a 401(k) participant.  The 75 percent increase in funds from earning a two percent higher return over 30 years is used as an illustration to help 401(k) sponsors and participants be aware of the impact of higher fees for administrative and advisory services as well as inefficient investment funds and high expense ratios on their ability to increase the accumulation of money from their investment choices in their 401(k) Plan.